About Us

We are the leaders in creating affordable Akhuwat that fit every budget.

Who we are

Why Choose an Akhuwat Loan?

The Akhuwat Foundation is a distinctive loan provider in Pakistan, offering ethical, interest-free loans (Qarz-e-Hasna) designed to assist those in need. Unlike conventional banks, Akhuwat prioritizes social welfare over profit. They provide loans for a variety of purposes, including business, education, and healthcare, without any hidden charges or processing fees. Applications can be submitted both online and in person at local branches, fostering a community-oriented approach. Akhuwat’s mission is to alleviate poverty by delivering accessible, transparent, and cost-free financial support.

Established Since

2003

Obtain an Interest-Free Akhuwat Loan

Akhuwat loans are uniquely characterized by being completely interest-free. Grounded in the Islamic principle of Qarz-e-Hasna, Akhuwat fosters social solidarity by offering loans that enable borrowers to steer clear of the burden of interest payments.

Loans Without Interest

We provide interest-free financial support, empowering our clients to focus on achieving their personal and professional goals without worrying about additional costs or financial burdens.

No Additional Fees

After applying, we only take the file processing fee in advance, which is later refunded to you. We emphasize complete transparency, ensuring you understand everything clearly right from the beginning.

Adaptable and Convenient

We provide flexible repayment plans tailored to your financial needs, along with a simple and convenient application process that you can complete either in-person or online, ensuring timely support.

Our Value

How to Apply in Just Two Simple Steps

If you’re exploring ethical financing options, the Akhuwat Foundation provides interest-free financial assistance to eligible individuals across Pakistan. These loans, based on the Qarz-e-Hasna model, are designed to support low-income individuals who wish to start small businesses, continue their education, or cover essential personal expenses. To apply, applicants can visit the official Akhuwat Foundation website or a verified loan information platform such as akhuwatbusiness.info. Once there, you can explore different loan categories and review the basic eligibility criteria.

Applicants are encouraged to contact Akhuwat directly for guidance and to ensure they meet the requirements for their desired loan type. Generally, required documents include a valid CNIC, proof of residence, and income-related documentation, if applicable. Applications can be submitted online or at a local Akhuwat branch, depending on availability and regional support. After submitting the loan application, users can track their application status through the Akhuwat website or helpline. Notifications are typically provided via SMS, email, or direct call.

As of 2025, the Akhuwat Foundation offers interest-free loans typically ranging from PKR 50,000 to over PKR 1,000,000, with repayment plans based on the applicant’s financial capacity and loan type. The foundation does not charge any advance processing fees, and all applications are subject to internal review. Akhuwat is a registered and credible organization; however, it is not affiliated with any commercial bank. Applicants are advised to avoid third-party agents or unofficial websites to ensure transparency and protection.

For further details, it’s best to rely on verified sources or official Akhuwat platforms to begin your application journey safely and responsibly.

No prepayment penalties. You can pay early without a charge.

 

The information provided about the Akhuwat Foundation’s loan services is intended for general informational purposes only. While we make every effort to ensure the accuracy and currency of the details, loan terms, eligibility criteria, and application processes may vary. We recommend verifying the most recent information and conditions directly with the Akhuwat Foundation before applying for any loan. We are not liable for any inaccuracies or changes in the loan offerings.

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